i’m 20 and in college..i have a part time job and want to start building my credit..whats the best way to do that…i don’t want to spent a lot of money or anything…i just don’t want to be left with out money every time i get paid..i also don’t have credit..do u know of credit cards that would b good for me
there are a couple of ways you could start building credit, you could get a small personal loan which you might need a cosigner or the best way will be getting a credit cards, you could get a credit card and use it for your every day expenses but make sure you pay in full at the end of the month that way it will show pay in full everytime the credit card company reports to the credit beuros. At the begining you will only be approved for the lower end credit cards but once you build credit in about 6-9 months you should be able to apply for a better card with better benefits such as free miles or cash back. Check out http://www.fastcreditcardapprovals.com and go under bad or no credit section and you will find a few choices. But if you are a student apply of a student credit card these cards have no annual fees and low rates
just get one with no annual fee. pay it off each month and the interest rate wont matter. your first credit card limit might be very low…itll take time for it to increase.
credit cards are no good, get a debit card instead.